BABY BOOMER RETIREMENT
Table of Contents
Second Edition

BUILDING YOUR NEST EGG

1. The big change in retirement planning: you might want to avoid traditional IRAs

2. Preventing Social InSecurity

3. Honey, they shrunk the pension!

4. Building a nest egg from scratch, starting with the power of a piggy bank

5. Don't say no to free money

6. A penny saved is not a penny earned

7. The secret way to save for retirement

8. Avoiding a dozen common errors

9. How to select a financial advisor

10. When to start building your nest egg

11. The benefit of a good foundation

12. Learning new retirement math: how to calculate the right-size nest egg

13. Eight ways to make sure your retirement investments are right for you

14. 401(k) plan do's and don'ts

15. The federally insured surprise: retirement assets in banks may not be fully federally insured

16. The new IRA game

17. Eight ways to reduce your income taxes

18. Saving taxes on distributions from retirement plans

19. Living long and in comfort: look to annuities

20. How to take years off your mortgage payments

21. Houses and the 1997 tax act in a nutshell

22. Big brother taking care of his own: 403(b) and 457 plans

23. See the USA with an MSA



IMPROVING THE QUALITY OF YOUR LIFE

24. Adding value to your life

25. Simplifying your life

26. Larger houses and improving the quality of life for the sandwich generation

27. Becoming a stay-at-home parent can pay off big

28. A working retirement

29. Life insurance that pays while you're alive and well

30. Who do you trust--with your money and your life?

31. Protecting your privacy



MAKING THE KIDS AND STEP-KIDS WEALTHY AND WISE

32. The right and wrong ways to save for your children's college education

33. Calculating a college-size nest egg

34. Keeping Uncle Sam out of your estate



TYING OR RETYING THE KNOT

35. What you must know before you marry or remarry

36. Will Uncle Sam tear up part of your marital agreement?

37. Filling out college aid applications before and after the wedding

38. For better or for worse--what can that really mean?

39. Protecting the inheritance for your kids



MORE WAYS TO PROTECT THE NEST EGG

40. Refinancing for the better

41. Protecting retirement plan assets

42. Life insurance do's and don'ts

43. How to plan for rainy days: umbrella insurance

44. Avoiding probate with a living trust

MOVING TO GREENER PASTURES

45. Finding the right place for your parents to retire

46. Six questions you need to ask before moving to a new state or staying right where you are

47. Paying all cash for your home for retirement may not be wise



NURSING HOME NEWS

48. What your parents should be doing now to avoid going broke paying future nursing home costs

49. New nursing home insurance program may give special protection to your parents' assets



LOOKING OUT FOR YOUR PARENTS

50. Telling your parents the financial facts of life before they remarry

51. Making sure your parents' health coverage doesn't expire at the border

52. The joint tenancy surprise: the down side of holding title as joint tenants

53. The income tax surprise all siblings need to know

54. The death tax surprise all siblings need to know

55. Mentioning the unmentionable



INSURING YOUR RETIREMENT

56. The three questions you should ask about life insurance--before you buy

57. Buying the right amount and kind of life insurance

58. Ways to avoid death tax on life insurance

59. The right and wrong way to name beneficiaries

60. What to look for in a disability insurance policy



TAKING CARE OF BUSINESS

61. Three steps every business owner has to consider

62. What you need to know if you have a partner in real estate or business



MAKING MONEY FROM YOUR PAPERWORK

63. How financial records can save you taxes on your house

64. How financial records can save you taxes on stock and mutual funds

65. Finding lost treasures



APPENDIX

Examples of Social Security retirement, disability and survivors benefits

Great Way to Search the Internet

Software and Internet Sites of Interest

Books Worth Considering



INDEX

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