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BUILDING YOUR NEST EGG
1. The big change in retirement planning: you might want to avoid traditional IRAs
2. Preventing Social InSecurity
3. Honey, they shrunk the pension!
4. Building a nest egg from scratch, starting with the power of a piggy bank
5. Don't say no to free money
6. A penny saved is not a penny earned
7. The secret way to save for retirement
8. Avoiding a dozen common errors
9. How to select a financial advisor
10. When to start building your nest egg
11. The benefit of a good foundation
12. Learning new retirement math: how to calculate the right-size nest egg
13. Eight ways to make sure your retirement investments are right for you
14. 401(k) plan do's and don'ts
15. The federally insured surprise: retirement assets in banks may not be fully federally insured
16. The new IRA game
17. Eight ways to reduce your income taxes
18. Saving taxes on distributions from retirement plans
19. Living long and in comfort: look to annuities
20. How to take years off your mortgage payments
21. Houses and the 1997 tax act in a nutshell
22. Big brother taking care of his own: 403(b) and 457 plans
23. See the USA with an MSA
IMPROVING THE QUALITY OF YOUR LIFE
24. Adding value to your life
25. Simplifying your life
26. Larger houses and improving the quality of life for the sandwich generation
27. Becoming a stay-at-home parent can pay off big
28. A working retirement
29. Life insurance that pays while you're alive and well
30. Who do you trust--with your money and your life?
31. Protecting your privacy
MAKING THE KIDS AND STEP-KIDS WEALTHY AND WISE
32. The right and wrong ways to save for your children's college education
33. Calculating a college-size nest egg
34. Keeping Uncle Sam out of your estate
TYING OR RETYING THE KNOT
35. What you must know before you marry or remarry
36. Will Uncle Sam tear up part of your marital agreement?
37. Filling out college aid applications before and after the wedding
38. For better or for worse--what can that really mean?
39. Protecting the inheritance for your kids
MORE WAYS TO PROTECT THE NEST EGG
40. Refinancing for the better
41. Protecting retirement plan assets
42. Life insurance do's and don'ts
43. How to plan for rainy days: umbrella insurance
44. Avoiding probate with a living trust
MOVING TO GREENER PASTURES
45. Finding the right place for your parents to retire
46. Six questions you need to ask before moving to a new state or staying right where you are
47. Paying all cash for your home for retirement may not be wise
NURSING HOME NEWS
48. What your parents should be doing now to avoid going broke paying future nursing home costs
49. New nursing home insurance program may give special protection to your parents' assets
LOOKING OUT FOR YOUR PARENTS
50. Telling your parents the financial facts of life before they remarry
51. Making sure your parents' health coverage doesn't expire at the border
52. The joint tenancy surprise: the down side of holding title as joint tenants
53. The income tax surprise all siblings need to know
54. The death tax surprise all siblings need to know
55. Mentioning the unmentionable
INSURING YOUR RETIREMENT
56. The three questions you should ask about life insurance--before you buy
57. Buying the right amount and kind of life insurance
58. Ways to avoid death tax on life insurance
59. The right and wrong way to name beneficiaries
60. What to look for in a disability insurance policy
TAKING CARE OF BUSINESS
61. Three steps every business owner has to consider
62. What you need to know if you have a partner in real estate or business
MAKING MONEY FROM YOUR PAPERWORK
63. How financial records can save you taxes on your house
64. How financial records can save you taxes on stock and mutual funds
65. Finding lost treasures
APPENDIX
Examples of Social Security retirement, disability and survivors benefits
Great Way to Search the Internet
Software and Internet Sites of Interest
Books Worth Considering
INDEX
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