BUILDING A GOLDEN NEST EGG 1. Building a nest egg from scratch, starting with the power of a piggy bank 2. The trick of finding a pot of gold 3. A penny saved is not a penny earned 4. When to start and how much to put into your golden nest egg 5. How to keep your pot of gold 6. 401(k) plan do's and don'ts 7. Honey, they shrunk the pension! 8. Preventing Social InSecurity 9. Avoiding a dozen common errors 10. How to select a financial advisor 11. Savings taxes on distributions from retirement plans 12. The federally insured surprise: retirement assets in banks may not be fully federally insured 13. Protecting retirement plan assets 14. What the future holds MY HOUSE IS MY CASTLE 15. To buy or not to buy, that is the question 16. How to take years off your mortgage payments 17. Refinancing for the better IMPROVING THE QUALITY OF YOUR LIFE 18. An apple a day 19. Adding value to your life 20. Simplifying your life 21. Becoming a stay-at-home parent can pay off big 22. Life insurance that pays while you're alive and ill 23. Protecting your privacy MOVING TO GREENER PASTURES 24. Five questions you need to ask before moving to a new state or staying right where you are 25. Finding the right place for your parents to retire LOOKING OUT FOR YOUR PARENTS 26. Telling your parents the financial facts of life before they remarry 27. The joint tenancy surprise: the down side of holding title as joint tenants 28. The income tax surprise all siblings need to know 29. The death tax surprise all siblings need to know 30. Mentioning the unmentionable TYING OR RETYING THE KNOT 31. What you must know before you marry or remarry 32. Will Uncle Sam tear up part of your marital agreement? 33. Filling out college aid applications before and after the wedding 34. For better or for worse--what can that really mean? 35. Protecting the inheritance for your kids KIDS, STEP-KIDS AND COLLEGE 36. The right and wrong ways to save for your children's college education (and maybe pay for your own) 37. Calculating a college-size nest egg INSURING YOUR FUTURE 38. The three questions you should ask about life insurance--before you buy 39. Buying the right amount and kind of life insurance 40. Life insurance do's and don'ts 41. Ways to avoid death tax on life insurance 42. The right and wrong ways to name beneficiaries 43. What to look for in a disability insurance policy 44. How to plan for rainy days: umbrella insurance WILLS & TRUSTS 45. Why have a will or living trust? 46. Guardian angels for your children when you're not around 47. Probate and how to avoid it MAKING MONEY FROM YOUR PAPERWORK 48. How financial records can save you taxes on your house 49. How financial records can save you taxes on stocks and mutual funds 50. Finding lost treasures APPENDIX Examples of Social Security disability and survivors benefits Great Way to Search the Internet Software and Internet Sites of Interest Books Worth Considering INDEX Use the Page Up Key or the cursor to return to the top of the page.